If your senior loved one is a veteran who needs health care, federal benefits may offer the coverage he or she needs. At Home Care Assistance of Palm Beach, we know that deciphering health care options can be confusing. To help your family understand what health benefits your loved one may be eligible for, our senior care experts discuss coverage options for senior veterans.
The eligibility requirements for Veterans’ Benefits are simple: Veterans who served as active military and were honorably discharged are eligible to receive health coverage through Veterans’ Affairs. Veterans’ health care is comprehensive, so most healthcare needs are met, including basic preventative care, prescriptions, and treatments for illness and disease.
Applying for Veterans’ Health Coverage
To obtain health coverage for your loved one, you may submit an application online at the VA website, over the phone, via mail, or in person. In each case, you will complete a Form 10-10EZ, which asks for your loved one’s general, military, and insurance information. As open enrollment periods can make processing your loved one’s paperwork take up to several months, it’s important to reach out to Veterans’ Affairs early to start the process.
Military veterans are also eligible for prescription coverage, though they are usually still responsible for a small co-pay. However, as prescriptions are typically only covered if prescribed by a VA physician, if your loved one has a prescription from a non-VA physician, it may be best to switch doctors as soon as possible.
While Veterans’ Affairs does not provide comprehensive dental coverage, the organization recently partnered with Delta Dental and MetLife to provide dental insurance at a reduced cost. Dental coverage eligibility under Veterans’ Affairs is normally based on several qualifying factors, but this dental insurance program is available to all participants.
For seniors who are facing health challenges as they age, these veteran benefits can ease the financial burden of receiving care. If decreased physical or cognitive health is making it difficult for your loved one to continue living independently, hourly or live-in caregivers in Palm Beach may be able to help. A leading provider of senior home care in Palm Beach, FL, Home Care Assistance provides customized care services that can allow seniors to continue living in the comforts of home. If you are interested in learning more about how home care services may benefit your elderly loved one, call a Care Manager at 561.429.8292 and schedule a complimentary no-obligation consultation today.